In my discussions with consumers who may be considering the purchase of long-term care insurance, they often try to determine whether they will need long-term care services in the future.
This is impossible to know for a certainty since none of us possesses a crystal ball that allows us to see ahead in the future. That […]
Although American life expectancy is still lower than 14 other countries including Japan and Italy, it has reached a new high of almost 78 according to a recent government report.
Both men and women are living longer, although the average for women is 80.4 years and the average for men is 75.3 years. This five year […]
Ever since the Office of Personnel Management (OPM) announced a major increase in long-term care insurance premiums for currents policyholders in the federal program, I have had quite a few of these folks requesting quotes from other major carriers.
The federal program is available to all federal employees and the military.
What many did not realize […]