March The Long Term Care Review by Duane Lipham, CLTC Archives

Long-Term Care Insurance Buyers Getting Younger

Recent studies are indicating that the average age for consumers who purchase long-term care insurance is continuing to drop year after year. I can certainly agree with this as I have observed more interest in long-term care being shown by folks in their mid-forties and early fifties.
There is also a trend to lower long-term […]

Having No Long-Term Care Insurance Can Be Financially Devastating

SmartMoney is an established, respected source of information on personal finance for consumers, so I was pleased to read their positive view of long-term care insurance in a recent article.
I will include an excerpt from that article here that discusses the perils of not having long-term care insurance to pay for skyrocketing costs. But after […]

How Long Will You Have To Pay Long-Term Care Insurance Premiums?

No one likes to pay insurance premiums of any kind and long-term care insurance is no exception. We pay these premiums because the alternative leaves our investment assets and retirement income exposed to high risk if long-term care becomes necessary and we have to pay for the care ourselves.
It is no secret that the […]

A Few Thoughts On Long-Term Care Reform

Stephen Moses is an outspoken and vocal advocate for long-term care reform in this country and he has a long history of speaking before state and federal government agencies to help shed light on what kind of reform is needed in this field.
He is now weighing in on the impact that the current healthcare […]