February The Long Term Care Review by Duane Lipham, CLTC Archives

SmartMoney.com Recommends Long-Term Care Insurance

A contributing editor for SmartMoney.com recently discussed some of the most common mistakes that people make about their financial future. She covered quite a bit of ground but then brought up the subject of long-term care insurance. Here is what she said as reported by CBS News:
“In addition, plan ahead for any health-related costs that […]

How Does Underwriting Affect Long-Term Care Insurance Premiums?

In this article I will try to answer one of the most common questions that baffle consumers who are considering purchasing a policy.
Why are my premiums higher than someone else I know?
There can be many reasons why premium rates vary from one person to the next. Age and policy design differences alone can have a […]

What Does “Healthcare Reform” Mean For Long-Term Care?

One of my good friends in this field, Scott Olson CLTC, recently posted this article on healthcare reform on his site that I would like to share with my readers as well. Here it is:
“There is going to be major healthcare reform over the next few years. Groups from every political spectrum are in favor […]