January The Long Term Care Review by Duane Lipham, CLTC Archives

CMS Posts Quality Ranking of 16,000 Nursing Homes

The Corporation for Long-Term Care Certification recently included this interesting comment in their January 2009 newsletter:
“The Centers for Medicare and Medicaid Services has launched the federal government’s first website devoted to ranking of the 15,800 nursing homes that participate in the public insurance system. Homes are assessed based on health inspection surveys, quality control measures […]

Decoding the Mystery of Long-Term Care Insurance Underwriting

Many consumers wonder what the underwriting process for long-term care insurance is about and how it all works. Let’s discuss that for a few minutes in this article.
Why is underwriting necessary?
The answer to this question has to do with how insurance functions. Essentially, it is a pool of money into which several people have made […]

Women and Long-Term Care Insurance

AHIP (America’s Health Insurance Plans) has just released the results of a new study that shows despite the fact that more than 75 percent of women believe they will need long-term care, only 19 percent currently have a long-term care policy. Only about five percent of the U.S. population over the age of 45 have […]

2009 Tax Deductibility for Long-Term Care Insurance

Once a year the Corporation for Long-Term Care Certification releases their one page summary of tax benefits for LTCI. I have installed that updated summary on my website and it can be viewed easily by clicking here now.
They also have produced a very nice Powerpoint presentation that compliments the summary as well. It can viewe […]