I’m constantly surprised by the numbers of people I talk to about LTCI who have the assets to comfortably pay for a policy but who ultimately decide to take their chances with the Medicaid system if they exhaust their assets and still need care.
This mentality of reliance on government programs to bail people out of […]
Many people I talk to that are in the process of investigating LTCI are actually just looking for a way to justify not getting it if they possibly can. Of course, no one wants to spend money that they don’t have to.
But the evidence that LTCI is a very important part of a successful retirement […]
Affordability is a very important ingredient in any successful long-term care plan. That is why the premium cost is often the most important factor in the minds of consumers that are considering the purchase of LTCI.
One of the most commonly asked questions that I receive is “Will my premiums ever increase?” The answer is that […]