A clear trend toward younger buyers has been emerging in the long-term care insurance field. What used to be considered mainly a product for seniors has become recognized as a smart asset protection vehicle for consumers who are much younger due to the significant savings in premium cost over a lifetime.
Here is a report from […]
Each year, approximately three months prior to a person’s birthday, the Social Security Administration sends
a statement showing the earnings on which they have paid Social Security taxes and a summary of the
estimated benefits they can expect to receive during retirement. This year, all Social Security statements
include an important message, “Medicare does not pay for long- […]
I am a big fan of the long-term care Partnership programs that are being adopted by most states across the country. No doubt you have noticed that I post several articles on this blog about how the Partnership initiative works and how it benefits consumers.
The hard part is trying to keep up with each state’s […]
As several states are now implementing the Long-Term Care Partnership Program outlined by the federal government in the the 2005 DRA, there are several questions that consumers have about how a LTCI policy qualifies for Partnership status.
In general, there are a handful of qualifications that must be met in order to be considered Partnership-friendly. Most […]