As the LTC challenges facing America in the upcoming decades become clearer and harder to deny, more and more press is being devoted to the subject. This is a very good thing because the more people are educated about the emotional, physical and financial difficulties that come with this kind of care, the more they […]
I understand why the answer to this question is so important because some carriers in the LTCI field have come under fire recently in the media as being accused of questionable claims practices.
I always try to avoid steering anyone to a particular company, but I do mention that I have a short list of my […]
Recently there has been an increasing number of insurance products released that are not true long-term care insurance but instead hybrids that combine some form of LTCI with life insurance, annuities or disability insurance.
These products are aimed squarely at those who just want to get some kind of LTCI on the cheap and those that […]
One of the main misconceptions about LTCI is that it is too expensive. And for those that procrastinate and keep putting off it off until they are at an age where they may need it soon, it may be more expensive than they would like.
However, the reason for the expense is not because the […]