This is a question that I see many people asking themselves. Since the parents of most seniors today did not have LTCI, they are hesitant to conclude that they will need it as well. Couple that with the fact that most people also do not really want to think about the possibility of needing assistance […]
In the world of long term care, informal and familial caregivers are the unsung heroes. They often labor for hours on a daily basis for many years to provide care for a loved one. Unfortunately, this is often done with little gratitude or seeming appreciation on the part of others in the family as […]
Saving money is always a good thing to do, and realizing savings on your long-term care insurance premiums can add up to some serious money over the life of the policy. The good news is that LTCI is very flexible and there are plenty of ways to lower costs if you just understand the five […]
More and more companies are beginning to offer LTCI to their employees as part of an overall health care benefits package. And since buying group medical insurance is usually a way to get lower insurance rates, most people automatically assume that the same is true with LTCI policies. However, in most cases individual LTCI policies […]